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Travel Accident Insurance

Policy Statement

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¶¶Òõ̽̽ shall carry an Accidental Death and Dismemberment policy covering employees, trustees and post-doctorate fellows traveling on ¶¶Òõ̽̽ business.

Why do we need this policy?

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To provide benefits to employees, trustees and post-doctorate fellows, in addition to workers’ compensation benefits, for accidents related to business travel.

Who needs to read this policy?

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This policy applies to all University of Vermont faculty, staff, trustees and post-doctorate fellows.

What else do I need to know?

Definitions
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On ¶¶Òõ̽̽ Business:Is defined as “while on assignment by or at the direction of ¶¶Òõ̽̽ for furthering its business interest for periods of 180 days or less, but shall not include any period of vacation or leave of absence.â€
Procedures
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Insurance coverage extends to employees while riding as a passenger in, or boarding or alighting from any land, air or water conveyance, or riding as a passenger in, or boarding or alighting from any civil aircraft, while on business of the University and is subject to various exclusions.

Benefit amounts include:

         $150,000 maximum for accidental death or dismemberment

         $  50,000 maximum for medical evacuation and repatriation costs

In the case of Loss of Life, the Beneficiary of this policy is pre-designated so that proceeds are paid in the following order of preference:  

  1. The surviving spouse/civil union/domestic partner, otherwise, 
  2. The surviving child or children in equal shares, otherwise, 
  3. The surviving parents in equal shares, otherwise, 
  4. The surviving brothers and sisters in equal shares, otherwise, 
  5. The Executor or Administrator of insured's estate.

Any requests for a change in beneficiary differing from the order above, should be made to risk.management@uvm.edu.  

Is there training or education available?
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Training will be provided on an as-needed basis as determined by the Approval Authority or the Responsible Official.

What if I still have questions?

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Questions concerning the daily operational interpretation of this policy should be directed to the following (in accordance with the policy elaboration and procedures):

Title(s)/Department(s):Contact Information:
Department of Risk Management and Safety(802) 656-3242

Version History

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Responsible Official:Chief Safety and Compliance Officer
Policy Number:V. 3.18.3
Approval Authority:President
Effective Date:April 16, 2019
Revision History:
  • V.5.25.2/V.4.1.15.2 approved March 22, 2012
  • V. 4.1.15.1 approved October 22, 2006

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