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General Institutional Insurance Protection

Policy Statement

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University employees are covered by general liability, automobile liability, and educators legal liability insurance while working on behalf of ¶¶Òõ̽̽. Some, but not all, employees are also covered by professional liability insurance. If sued during the good faith performance of duties, an employee will receive protection through the University’s insurance, which provides legal counsel and indemnification.

Why do we have this policy?

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To communicate the University’s intent and means to finance employee indemnification.

Who needs to read this policy?

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This policy applies to all University of Vermont employees.

What else do I need to know?

Definitions
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Indemnification: The agreement of the University to assume financial responsibility for the liability of its employees.

Procedures
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The University procures insurance or self-insures against losses including property damage, business interruption, injury, and legal liability. University departments whose personnel, students, or visitors suffer injury or suffer damages to real or personal property must cooperate with the Department of Risk Management to promptly investigate, settle, and mitigate the extent of resultant claims.

University employees’ personal property and personal automobiles, whether used to perform assigned duties or not, are not covered by ¶¶Òõ̽̽ insurance. It is an employee’s sole responsibility to maintain adequate property and automobile insurance. 

If an employee is involved in an accident while operating a personally owned vehicle or a vehicle leased in the employee’s name, liability protection will be governed by the employee’s automobile insurance coverage, not by ¶¶Òõ̽̽’s insurance. If an employee is involved in an accident while operating, in good faith, a vehicle owned or leased in the name of the University, ¶¶Òõ̽̽’s insurance will respond.

Report all accidents and injuries to persons or property to your supervisor immediately and to the Department of Risk Management.

All serious property damage, injuries and auto accidents should also be reported to ¶¶Òõ̽̽ Police Services.

Is there education available?
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Training will be provided on an as-needed basis as determined by the Approval Authority or the Responsible Official.

What if I still have questions?

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Questions concerning the daily operational interpretation of this policy should be directed to the following (in accordance with the policy elaboration and procedures):

Title(s)/Department(s):Contact Information:
Department of Risk Management 

(802) 656-3242

risk.management@uvm.edu

¶¶Òõ̽̽ Police Services(802) 656-3473

Version History

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Responsible Official:Chief Safety and Compliance Officer
Policy Number:V. 3.11.3
Approval Authority:President
Effective Date:March 7, 2017
Revision History:
  • V. 4.1.2.1 effective September 6, 2006
  • V. 5.15.2/V. 4.1.2.2 effective March 22, 2012
  • V. 3.11.3 reaffirmed July 20, 2022 

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